Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that truly lives up to its name! With its warm desert climate, stunning mountain views, and a community spirit that feels like family, Surprise is an ideal place for those seeking a blend of suburban tranquility and urban convenience.

Surprise boasts a rich tapestry of recreational opportunities, from the lush greens of the Surprise Recreation Campus to the scenic trails of the White Tank Mountain Regional Park. Families will appreciate the top-notch schools and the plethora of parks, ensuring that children have access to safe spaces to play and grow. The city is also home to a variety of shopping and dining options, making it easy to enjoy both local and national favorites.

For those considering a move, Surprise offers a fantastic range of homes, many of which qualify for FHA new financing. This means that first-time homebuyers or those looking to invest can take advantage of lower down payment options, making homeownership more accessible than ever. With a diverse selection of properties, from charming single-family homes to modern townhouses, there’s something for every taste and budget.

Living in Surprise means embracing a lifestyle filled with leisure, community events, and endless sunshine. Whether you're looking to settle down or invest, now is the perfect time to explore what this delightful city has to offer. Discover your dream home in Surprise, where comfort meets opportunity!

Newest Surprise Homes with FHA New Financing

4 Beds ⋅ 4 Baths ⋅ 7073528 MLS ⋅ 3,743 SqFt.

The Ultimate Golf Course Luxury Home. Experience the pinnacle of luxury living in the exclusive Sterling Grove Golf & Country Club with this magnificent Ballantyne model home in Surprise, Arizona. Situated on a rare, oversized golf course lot, this estate delivers breathtaking mountain vistas and unforgettable Arizona sunset views. The outdoor living space is a true sanctuary, featuring an expansive covered patio anchored by a cozy fireplace, creating the perfect setting for upscale entertaining or quiet evening relaxation against the backdrop of the fairways. Inside, an inviting covered entry and extended foyer welcome you into a thoughtfully designed layout, beginning with a spacious, private home office. The home then opens up into a spectacular great room adorned with elegant bea ceilings, which flows effortlessly into a casual dining area and out to the patio beyond. The gourmet chef's kitchen is fully equipped for culinary excellence, boasting premium double ovens, an abundance of counter and cabinet space, a massive walk-in pantry, and a large center island with a breakfast bar. The main-floor primary bedroom suite serves as a private oasis, highlighted by an oversized walk-in closet and a spa-like bathroom complete with a dual-sink vanity, a linen closet, and a luxury glass-enclosed shower with a built-in seat. The second floor is a versatile retreat, opening up to an enormous flex room that is ideal for a home theater, game room, or secondary living lounge. Secluded on this level are the spacious 2nd, 3rd, & 4th bedrooms, each featuring its own walk-in closet, with two sharing a smart Jack-and-Jill bathroom and a third having direct access to a full hall bath. Thoughtful everyday conveniences complete this exceptional floor plan, including a main-level powder room, a dedicated mudroom drop zone, a centrally located laundry room, and plentiful storage options throughout. Epoxy flooring in the garage. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

11534 N San Clemente Street, Surprise

4 Beds ⋅ 3 Baths ⋅ 7073428 MLS ⋅ 2,647 SqFt.

Stunning former Lennar model home that has never been lived in! Situated on a desirable corner lot, this beautifully upgraded home features 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. The private Next Gen® guest suite offers flexible living space--perfect for extended family, guests, or a home office. The gourmet kitchen showcases elegant quartz countertops and opens to the main living area, making it ideal for entertaining. Step outside to your private backyard retreat featuring a sparkling pool. This rare, move-in-ready former model combines luxury, versatility, and thoughtful design throughout!

15053 W Desert Hollow Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7073427 MLS ⋅ 2,468 SqFt.

Beautiful former Lennar model featuring the popular Juniper floor plan! This thoughtfully designed home offers 4 bedrooms, a versatile den, 3 bathrooms, and a spacious 3-car tandem garage. The open-concept layout provides plenty of room for everyday living and entertaining, while the tasteful desert landscaping creates attractive curb appeal with easy maintenance. With its flexible living spaces, model-home finishes, and desirable floor plan, this exceptional home is ready to impress!

15039 W Desert Hollow Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7073226 MLS ⋅ 1,282 SqFt.

MOVE-IN READY & BEAUTIFULLY UPDATED! This light-filled home features brand-new carpet, tile flooring, plantation shutters & ceiling fans. The inviting living & dining areas flow easily to the outdoors through sliding glass doors. The updated kitchen shines with newer stainless steel KitchenAid appliances, quartz countertops, crisp white cabinetry, pantry & cozy breakfast nook. The spacious primary suite offers a walk-in closet, bay-window sitting area & private bath with glass-enclosed shower. Enjoy the low-maintenance backyard with covered patio & new metal view fence. Garage storage cabinets provide added convenience. Beautifully maintained & ready to enjoy!

15063 W Home Run Drive, Surprise

3 Beds ⋅ 3 Baths ⋅ 7073225 MLS ⋅ 2,223 SqFt.

Welcome to this beautifully designed 3-bedroom, 2.5-bath home featuring an open-concept living layout that perfectly blends comfort, style, and functionality. The gourmet kitchen showcases sleek stainless-steel appliances and is ideal for both everyday living and entertaining. The extended primary bedroom suite adds an extra touch of elegance and provides a spacious retreat. With plenty of room for family and visiting guests, this home is designed to accommodate your lifestyle with ease. Located in the beautiful Sterling Grove community, residents enjoy staff-gated entrances and an impressive array of amenities, including pickleball and tennis courts, three resort-style pools, a relaxing spa, and an on-site restaurant. Move-in ready and waiting for you.

10853 N Blakely Street, Surprise

2 Beds ⋅ 2 Baths ⋅ 7073034 MLS ⋅ 1,454 SqFt.

Check out this beautiful home for sale in Surprise! Located within the quiet community of Surprise Farms, this single-level house has 1,454 square feet of living space which includes a large living room with tall ceilings, two bedrooms plus a den, two bathrooms, and a spacious kitchen with bright cabinets, upgraded counter-tops, and newer appliances. The home also has neutral painted walls and new wood laminate floors throughout. Great outdoor space with a big backyard and a large extended patio. Nice garage space with epoxy coated floors and garage cabinets for lots of storage. Ideal location near good schools, grocery stores, and easy access to Loop 303. Minutes from endless entertainment and lots of dining options: WinCo Foods; Safeway Grocery; Oregano's Italian; EoS Fitness; LA FItness; Sam's Club; Babbo Italian Eatery).

16635 N 169th Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7072978 MLS ⋅ 2,157 SqFt.

Make the Kellen floorplan your own with its spacious 4-bedroom, 2.5-bathroom layout, featuring a 3-car garage and a covered back patio. The open-concept kitchen and great room create an inviting space, perfect for entertaining friends and family. With plenty of room to live and entertain, the Kellen offers the ideal combination of comfort and functionality. This BRAND-NEW home has a GOURMET kitchen with a cooktop and separate wall oven, Almond tone cabinetry, quartz countertops, wood-look tile flooring with carpet in bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15850 W Honeysuckle Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7072968 MLS ⋅ 1,460 SqFt.

Welcome to this beautifully maintained 2020-built home offering modern style and comfort living. Step inside to an inviting open concept floor plan featuring brand new vinyl flooring throughout and plenty of natural light. The spacious kitchen offers rich cabinetry, stainless steel appliances, a center island, and ample storage. The kitchen open seamlessly to the living and dining areas, creating a great space for everyday living and entertaining. Enjoy a beautifully landscaped backyard featuring, artificial turf, a covered patio, and plenty of space to relax and entertain, as well as add your own touches. With newer construction, fresh flooring, a functional layout, and an easy care yard, this move in ready home is a must see!!

17941 W Tina Lane, Surprise

5 Beds ⋅ 3 Baths ⋅ 7072958 MLS ⋅ 2,530 SqFt.

A Showstopper Single-Level Home! The Bailey floorplan impresses with its smart, spacious design. This stunning single-level home features 5 bedrooms, each with its own walk-in closet, providing ample storage and personal space. A 3-car garage adds both convenience and functionality, making the Bailey a perfect blend of comfort and curb appeal. This home has a GOURMET KITCHEN, white linen-color cabinets, quartz kitchen counter, tile backsplash, wood-like tile floor, carpet in bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15864 W Honeysuckle Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7072943 MLS ⋅ 1,832 SqFt.

Built for Comfort and Connection! The Mason features an expansive great room that's perfect for movie nights, game-day gatherings, or simply relaxing with friends and family. Designed with open concept living in mind, this home offers the ideal space to unwind and entertain with ease and is finished with umber dark cabinets, full backsplash, quartz countertops in kitchen, wood-look tile flooring and beige carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort, and peace of mind.

15665 W Honeysuckle Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7072937 MLS ⋅ 1,560 SqFt.

Popular Favorite with Flexible Living! It's no surprise the Leslie is one of our most popular floorplans! This well-designed 3-bedroom, 2-bath home offers a versatile layout that adapts easily to a variety of lifestyles--whether you're hosting guests, working from home, or simply enjoying everyday living in comfort and style. This home has white shaker style cabinets with hardware, granite kitchen counters, flooring and carpet in the bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15657 W Honeysuckle Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7072926 MLS ⋅ 1,369 SqFt.

Comfortable Living with Smart Design! The Holly floorplan offers open concept living with three spacious bedrooms and a covered back patio, perfect for indoor-outdoor enjoyment. The private primary suite features a generous walk-in closet, creating a peaceful retreat within this thoughtfully designed home. This home has umber dark cabinets with hardware, granite kitchen counter, tile flooring and carpet in the bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

15649 W Honeysuckle Drive, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.